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Frequently Asked Questions

Everything you wanted to ask about closing.

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The $695 flat fee covers our title insurance, settlement and closing services for a standard residential transaction in our service area. State and county recording fees, transfer taxes and lender-required services (appraisal, credit reports, etc.) are billed separately at cost.
Yes — it's the same low price for both purchase and refinance transactions.
Bring us a current written quote from another title company for a comparable closing. We will match the line-item services and beat the total title premium by $100. The quote must be dated within 30 days and must list the same scope of work.
We close anywhere in Maryland, the District of Columbia, Virginia, Delaware and Pennsylvania. That includes your home, your office, a lender's office, or a coffee shop on your way to work. Mobile notary services are available too.
We routinely close within two to three weeks of contract — and faster when needed. Refinances often close in as little as 7–10 days. Get an instant quote to start the clock today.
Yes. We use bank-grade encryption, identity verification and out-of-band wire confirmation on every transaction. We will never send wire instructions by email without phone confirmation.
Standard title insurance covers risks discovered through the title search. Enhanced title insurance adds protection against post-policy risks like forgery, undisclosed heirs, and certain types of fraud. Our team will walk you through both options and recommend the right fit for your transaction.
Never. We bring closing to you — whether that's your kitchen table, your office, or anywhere else convenient. We even close virtually when allowed by the lender and state.
A valid government-issued photo ID for every signer is the main requirement. Your lender or our team will let you know if anything else (like a marriage certificate, divorce decree or trust documents) is needed for your specific transaction.

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